Understanding Financial Planning

Following introduction of the ‘Incorporation by Reference’ legislation, much of the essential generic or educational text that was previously required in a Statement of Advice (SoA) is now featured in our ‘Understanding Series’ documents. This reduces the size of an SoA so our recommendations are more clear and concise.

Depending on the strategies recommended within an SoA, our SoA’s will list and refer to one or more of the following ‘Understanding Series’ documents relevant to the advice.

With our clients permission, we have the option of either attaching these documents to the SoA or making reference to our website, where our clients can review them.

Therefore, if you would like to learn more about any of the following financial planning concepts, please click on the following links where you will find a booklet which aims to improve your understanding of these concepts, and assist you to better understand the recommendations provided to you within your SoA.

Should you wish to discuss any of these documents further, please contact your adviser who will be glad to assist you.

 Understanding Tax

Acrobat PDF Understanding Tax

Understanding Investment Concepts

Acrobat PDF Understanding Investment Concepts

Understanding Debt Management

Acrobat PDF Understanding Debt Management 

Understanding Gearing

Acrobat PDF Understanding Gearing

 Understanding Superannuation

Acrobat PDF Understanding Superannuation

Understanding the $1.6m transfer balance cap

Acrobat PDF Understanding the $1.6m transfer balance cap

Understanding Retirement Income

Acrobat PDF Understanding Retirement Income

Understanding Social Security

Acrobat PDF Understanding Social Security

Understanding Insurance

Acrobat PDF  Understanding Insurance

Understanding Estate Planning

Acrobat PDF Understanding Estate Planning

Understanding Self Managed Super Funds (SMSF’s)

Acrobat PDF Understanding Self Managed Super

Understanding Business Insurance

Acrobat PDF Understanding Business Insurance